Terms of Service

1. Acceptance of Terms

By accessing or using Budget Maple, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you may not use the service.

2. Description of Services

Budget Maple is a financial and grocery budgeting platform that helps users track spending and identify ways to save money.

• Tracking grocery spending and purchases
• Budget planning and savings recommendations
• Personalized insights and analytics
• Financial behavior tracking tools

3. Eligibility

• You must be at least 18 years old or the age of majority in your jurisdiction
• You must provide accurate and complete information
• You are responsible for maintaining account security

4. Account Responsibility

You are responsible for all activity that occurs under your account. You must notify us immediately of any unauthorized access or security breach.

5. Acceptable Use

You agree not to:

• Violate any applicable laws or regulations
• Attempt to access systems without authorization
• Reverse engineer or exploit the platform
• Use the service for fraudulent or harmful purposes
• Interfere with the operation or security of the platform

6. Billing and Subscriptions

Free Plan

• Limited features and availability
• No uptime or support guarantees

Paid Plans

• Subscriptions are billed monthly or annually
• Payments are non-refundable except where required by law
• Subscriptions renew automatically unless canceled
• Pricing changes will be communicated in advance

7. Intellectual Property

Your Data

You retain ownership of the data you provide. You grant Budget Maple a limited license to process this data to operate and improve the service.

Our Platform

All software, branding, and features are owned by Budget Maple and may not be copied, modified, or distributed without permission.

8. Financial Disclaimer

Budget Maple provides budgeting tools and recommendations for informational purposes only. We do not provide financial, investment, or legal advice. You are solely responsible for your financial decisions.

9. Service Availability

We strive to keep the platform available and reliable, but we do not guarantee uninterrupted service. Features may change or be discontinued at any time.

10. Privacy

Your use of Budget Maple is subject to our Privacy Policy. We are committed to protecting your personal data and do not sell your information.

11. Termination

By You

You may stop using the service or delete your account at any time.

By Us

We may suspend or terminate access if you violate these Terms or pose a risk to the platform or other users.

12. Disclaimer of Warranties

The service is provided "as is" and "as available" without warranties of any kind, including accuracy, reliability, or availability.

13. Limitation of Liability

To the maximum extent permitted by law, Budget Maple shall not be liable for any indirect, incidental, or consequential damages, including financial losses, resulting from your use of the service.

14. Changes to Terms

We may update these Terms from time to time. Continued use of the service means you accept the updated Terms.